Your KiwiSaver,
Your Dream,
Our Guidance.
Let National Capital handle KiwiSaver for you—from advice to execution




We make KiwiSaver investing easy with personalised, unbiased advice and seamless A-Z service at no additional cost to you. Stay focused on your goals while we take care of the rest!
Maximise Your KiwiSaver Returns Today
Your KiwiSaver provider won’t tell you when it’s time for a change. We will!
Taking action now could significantly boost your future savings.
We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too.
Getting Into Your First Home
Sophie has been saving for her first home deposit but she’s unsure if her current KiwiSaver fund will get them there.
Starting Balance: $41,000
Annual Contribution: $4,300
Timeframe: 7 years
Conservative Fund Earning 5.5% p.a
Growth Fund Earning 7.6% p.a
Estimated balance at the end of time frame
Helping Couples Retire Right
Jane & Alan are looking forward to retirement but staying in the wrong KiwiSaver fund could mean thousands less when they need it most.
Starting Balance: $35,000
Annual Contribution: $9,500
Timeframe: 25 years
Conservative Fund Earning 5.5% p.a
Growth Fund Earning 7.6% p.a
Estimated balance at the end of time frame
Figures indicative only, and are after fees and taxes. Past performance is not a reliable indicator of future performance. Total contributions includes employee, employer, salary, and government contributions. Read our full disclaimer here.
Whether you are saving for your first home, saving for retirement or are already retired, let us help you unlock the full potential of your KiwiSaver investments.
Who is National Capital?
Established in 2018, National Capital, part of Saturn Portfolio Management Group, is a financial advisory firm specialising in KiwiSaver advice and investment research.
With offices in Auckland and Christchurch, we serve clients nationwide, providing KiwiSaver advice tailored to individual profiles and objectives at no additional cost. Our mission is to empower every Kiwi to become financially secure.
As an impartial financial advice firm, we are not affiliated with KiwiSaver providers. This independence ensures that our advice is unbiased and focused solely on you. By leveraging our proprietary technology and our expertise, we provide real-time, automated advice that prioritises customer benefit over corporate interests. More than just advice, we also handle the execution of KiwiSaver fund changes for you—making National Capital your one-stop stress-free solution for KiwiSaver management.
Why National Capital?
We are a proudly New Zealand-owned and operated registered financial advice provider, conducting comprehensive research across the KiwiSaver market. Since our inception, we have rapidly grown to advise Kiwis on over $170 million of their KiwiSaver investments.
Truly Independent
Unbiased advice, free from scheme affiliations, just honest advice.
100% Free Service
Expert advice at no additional cost to you.
On-Demand KiwiSaver Guidance
Manage your KiwiSaver at your convenience—our platform is accessible 24/7.
Tech-Powered, People-Centered
Combine our tech-driven platform with expert advice for effortless financial planning.
How Does It Work?
Tell Us About You
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Update Anytime
Support When You Need It
National Capital Advice Process
Hear How We've Transformed the Lives of Fellow Kiwis
What Our Client Says About Us
Jimmy A2025-02-27Trustindex verifies that the original source of the review is Google. Great friendly informed service Titus Patch2025-02-12Trustindex verifies that the original source of the review is Google. Tim was very helpful and patient. He listened to my questions and answered my queries. Looking forward to a future with you all. Jane Boustridge2024-12-20Trustindex verifies that the original source of the review is Google. Tim was fantastic and very patient with the process to change to Milford Erin Upjohn Beatson2024-10-24Trustindex verifies that the original source of the review is Google. Excellent, clear advice and followup. Also allowed me to do my own research. Sachi Liyana2024-10-06Trustindex verifies that the original source of the review is Google. Tim is a good advisor Eleisha Balmer2024-08-07Trustindex verifies that the original source of the review is Google. I would rate six stars if it was an option! This service is so valuable. I first received (free!) advice from the National Capital team about my KiwiSaver just as Covid hit. I was all set to use my KS for a first home purchase and almost overnight I lost tens of thousands. It turns out, I didn't have the right advice or investment strategy in place (the problem with DIY). Since then, I've managed to bolster my funds, purchase a first home and get back on track for retirement savings - and I've switched funds/providers a couple of times. I'll now always trust the experts when it comes to my investments. Thank you team! sheryl mattler2024-05-25Trustindex verifies that the original source of the review is Google. Fantastic service and knowledgeable advice very happy Haydn Price (Priceasaurus)2024-05-14Trustindex verifies that the original source of the review is Google. Very helpful, informative and focused. A please to deal with.
We’re Here to Help
Need assistance? We’re always happy to help! Simply fill out the form, or reach out to us via email at support@nationalcapital.co.nz.
If you prefer to call, you can reach us at 09 2830 460.
Our experts are available to assist you during the following hours (excluding public holidays):
Mon–Fri 9:00 AM – 5:00 PM